/* Refund Policy — premium editorial directory design */
.refund-next{
  --r-forest:#17372b;
  --r-forest-2:#0f281f;
  --r-cream:#f4efe4;
  --r-paper:#fbf9f4;
  --r-ink:#17211c;
  --r-sage:#607066;
  --r-gold:#b68a45;
  --r-line:rgba(23,55,43,.16);
  background:var(--r-paper);
  color:var(--r-ink);
  overflow:hidden;
}
.refund-next *{box-sizing:border-box}
.refund-next a{color:inherit}
.refund-next__hero{background:var(--r-forest);color:var(--r-cream);padding:clamp(28px,5vw,76px) clamp(20px,5vw,7vw) 0}
.refund-next__hero-grid{max-width:1440px;margin:0 auto;display:grid;grid-template-columns:minmax(0,.92fr) minmax(420px,1.08fr);gap:clamp(36px,6vw,100px);align-items:end}
.refund-next__hero-copy{padding:20px 0 clamp(58px,8vw,120px)}
.refund-next__kicker{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(244,239,228,.3);padding-top:13px;font:600 11px/1.2 system-ui,sans-serif;letter-spacing:.16em}
.refund-next__hero h1{font:500 clamp(64px,9vw,142px)/.82 Georgia,serif;letter-spacing:-.055em;margin:clamp(50px,7vw,100px) 0 34px}
.refund-next__hero h1 em,.refund-next h2 em{font-style:italic;font-weight:400}
.refund-next__lead{max-width:650px;font:400 clamp(17px,1.55vw,22px)/1.55 system-ui,sans-serif;color:#e7e0d3}
.refund-next__hero-meta{display:flex;flex-wrap:wrap;gap:14px 34px;margin-top:40px;font:500 11px/1.4 system-ui,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:#bfc9c1}
.refund-next__hero-visual{position:relative;min-height:650px;overflow:visible}
.refund-next__hero-visual img{display:block;width:100%;height:clamp(560px,47vw,760px);object-fit:cover;object-position:center;border-radius:0;filter:saturate(.82) contrast(1.02)}
.refund-next__hero-stamp{position:absolute;left:-44px;bottom:64px;width:150px;height:150px;border:1px solid var(--r-gold);background:var(--r-gold);color:var(--r-forest);display:flex;align-items:center;justify-content:center;gap:10px;transform:rotate(-8deg);box-shadow:0 20px 45px rgba(0,0,0,.22)}
.refund-next__hero-stamp strong{font:600 42px/1 Georgia,serif}
.refund-next__hero-stamp span{font:700 10px/1.25 system-ui,sans-serif;letter-spacing:.13em}
.refund-next__hero-caption{position:absolute;right:18px;bottom:18px;padding:10px 13px;background:rgba(15,40,31,.86);font:600 10px/1 system-ui,sans-serif;letter-spacing:.15em;color:#f4efe4}
.refund-next__intro{max-width:1440px;margin:0 auto;padding:clamp(80px,10vw,150px) clamp(20px,5vw,7vw);display:grid;grid-template-columns:180px minmax(0,1fr) 260px;gap:clamp(30px,6vw,100px);align-items:start}
.refund-next__intro-mark{font:700 11px/1.5 system-ui,sans-serif;letter-spacing:.14em;color:var(--r-gold);padding-top:8px}
.refund-next__intro-mark span{color:var(--r-sage)}
.refund-next__intro-main h2{font:500 clamp(42px,5vw,78px)/.94 Georgia,serif;letter-spacing:-.045em;margin:0 0 28px}
.refund-next__intro-main>p:last-child{max-width:720px;font:400 18px/1.75 system-ui,sans-serif;color:var(--r-sage);margin:0}
.refund-next__eyebrow{font:700 10px/1.4 system-ui,sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--r-gold);margin:0 0 14px}
.refund-next__facts{border-left:1px solid var(--r-line);padding-left:25px;display:grid;gap:22px}
.refund-next__facts div{display:grid;grid-template-columns:30px 1fr;gap:8px}
.refund-next__facts strong{font:600 13px/1 Georgia,serif;color:var(--r-gold)}
.refund-next__facts span{font:600 12px/1.45 system-ui,sans-serif}
.refund-next__body{max-width:1440px;margin:0 auto;padding:0 clamp(20px,5vw,7vw) 100px;display:grid;grid-template-columns:190px minmax(0,1fr);gap:clamp(34px,7vw,120px)}
.refund-next__rail{position:sticky;top:32px;align-self:start;display:grid;gap:12px;padding-top:12px}
.refund-next__rail-title{font:700 10px/1.2 system-ui,sans-serif;letter-spacing:.16em;color:var(--r-gold);margin-bottom:8px}
.refund-next__rail a{text-decoration:none;font:500 11px/1.45 system-ui,sans-serif;color:#7a827c;transition:color .2s,transform .2s}
.refund-next__rail a:hover{color:var(--r-forest);transform:translateX(4px)}
.refund-next__content{min-width:0}
.refund-next__section{display:grid;grid-template-columns:70px minmax(0,1fr);gap:clamp(18px,3vw,45px);padding:clamp(60px,8vw,115px) 0;border-top:1px solid var(--r-line)}
.refund-next__section--feature{padding-top:25px}
.refund-next__num{font:500 26px/1 Georgia,serif;color:var(--r-gold)}
.refund-next__section h2{font:500 clamp(34px,4.2vw,64px)/1.02 Georgia,serif;letter-spacing:-.035em;margin:0 0 28px;max-width:940px}
.refund-next__section p{font:400 17px/1.78 system-ui,sans-serif;color:var(--r-sage);max-width:850px;margin:0 0 18px}
.refund-next__cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:42px}
.refund-next__cards article{background:#f1ede3;padding:28px 24px;min-height:220px}
.refund-next__cards span{font:600 11px/1 system-ui,sans-serif;color:var(--r-gold);letter-spacing:.12em}
.refund-next__cards h3{font:600 20px/1.15 Georgia,serif;margin:30px 0 12px}
.refund-next__cards p{font-size:14px;line-height:1.65;margin:0}
.refund-next__section--dark{margin-left:-20px;margin-right:-20px;padding-left:20px;padding-right:20px;background:var(--r-forest);color:var(--r-cream);border-top:0}
.refund-next__section--dark p{color:#c9d1ca}
.refund-next__section--dark .refund-next__eyebrow{color:#d0aa6d}
.refund-next__callout{display:grid;grid-template-columns:minmax(180px,.6fr) 1fr;gap:30px;border-top:1px solid rgba(244,239,228,.24);margin-top:38px;padding-top:24px}
.refund-next__callout strong{font:500 22px/1.2 Georgia,serif}
.refund-next__callout span{font:400 15px/1.6 system-ui,sans-serif;color:#c9d1ca}
.refund-next__section--split{display:grid;grid-template-columns:minmax(260px,.8fr) minmax(0,1.2fr);gap:clamp(35px,6vw,90px);align-items:center}
.refund-next__image{min-height:430px;overflow:hidden}
.refund-next__image img{width:100%;height:100%;min-height:430px;object-fit:cover;filter:saturate(.78)}
.refund-next__steps{list-style:none;padding:0;margin:38px 0 34px;border-top:1px solid var(--r-line)}
.refund-next__steps li{display:grid;grid-template-columns:minmax(150px,.5fr) 1fr;gap:30px;padding:18px 0;border-bottom:1px solid var(--r-line)}
.refund-next__steps strong{font:600 14px/1.4 system-ui,sans-serif}
.refund-next__steps span{font:400 14px/1.6 system-ui,sans-serif;color:var(--r-sage)}
.refund-next__button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;min-width:210px;padding:15px 18px;background:var(--r-forest);color:#fff!important;text-decoration:none;font:700 11px/1 system-ui,sans-serif;letter-spacing:.11em;text-transform:uppercase}
.refund-next__button span{font-size:18px;line-height:1}
.refund-next__contact{margin-top:40px;background:var(--r-forest);color:var(--r-cream);padding:clamp(40px,6vw,80px);position:relative;overflow:hidden}
.refund-next__contact:after{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(182,138,69,.34);border-radius:50%;right:-180px;top:-210px}
.refund-next__contact-top{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(244,239,228,.25);padding-top:13px;font:700 10px/1.2 system-ui,sans-serif;letter-spacing:.15em;color:#c7d0c8}
.refund-next__contact h2{font:500 clamp(46px,6vw,86px)/.9 Georgia,serif;letter-spacing:-.05em;margin:65px 0 20px;position:relative;z-index:1}
.refund-next__contact>p{max-width:620px;color:#cbd2cb;font:400 17px/1.7 system-ui,sans-serif;position:relative;z-index:1}
.refund-next__contact-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px;border-top:1px solid rgba(244,239,228,.2);margin-top:50px;padding-top:28px;position:relative;z-index:1}
.refund-next__contact-grid div{display:grid;gap:9px}
.refund-next__contact-grid span{font:700 9px/1 system-ui,sans-serif;letter-spacing:.15em;color:#b9c3ba}
.refund-next__contact-grid strong,.refund-next__contact-grid a{font:500 15px/1.5 system-ui,sans-serif;color:#f4efe4;text-decoration:none}
.refund-next__contact-actions{display:flex;align-items:center;gap:28px;margin-top:42px;position:relative;z-index:1}
.refund-next__button--light{background:var(--r-cream);color:var(--r-forest)!important}
.refund-next__textlink{font:700 11px/1 system-ui,sans-serif;letter-spacing:.1em;text-transform:uppercase;text-decoration:none;color:#e9e3d7!important}
.refund-next__footerline{display:flex;justify-content:space-between;gap:20px;padding:22px 0 0;margin-top:32px;border-top:1px solid var(--r-line);font:700 9px/1.4 system-ui,sans-serif;letter-spacing:.14em;color:#7c857f}
@media (max-width:1000px){
  .refund-next__hero-grid{grid-template-columns:1fr}
  .refund-next__hero-copy{padding-bottom:45px}
  .refund-next__hero-visual{min-height:0}
  .refund-next__hero-visual img{height:560px}
  .refund-next__hero-stamp{left:18px;bottom:34px}
  .refund-next__intro{grid-template-columns:1fr 1fr}
  .refund-next__intro-mark{grid-column:1/-1}
  .refund-next__facts{grid-column:2}
  .refund-next__body{grid-template-columns:1fr}
  .refund-next__rail{position:static;display:flex;flex-wrap:wrap;gap:10px 18px;padding:0 0 30px;border-bottom:1px solid var(--r-line)}
  .refund-next__rail-title{width:100%}
  .refund-next__rail a{font-size:10px}
}
@media (max-width:720px){
  .refund-next__hero{padding-left:18px;padding-right:18px}
  .refund-next__hero h1{font-size:clamp(56px,17vw,90px)}
  .refund-next__hero-visual img{height:430px}
  .refund-next__hero-stamp{width:118px;height:118px;left:10px;bottom:24px}
  .refund-next__hero-stamp strong{font-size:32px}
  .refund-next__intro{grid-template-columns:1fr;padding-left:18px;padding-right:18px}
  .refund-next__facts{grid-column:auto}
  .refund-next__body{padding-left:18px;padding-right:18px}
  .refund-next__section{grid-template-columns:1fr;gap:14px}
  .refund-next__num{font-size:20px}
  .refund-next__cards{grid-template-columns:1fr}
  .refund-next__callout{grid-template-columns:1fr;gap:12px}
  .refund-next__section--split{grid-template-columns:1fr}
  .refund-next__image{min-height:300px}
  .refund-next__image img{min-height:300px}
  .refund-next__steps li{grid-template-columns:1fr;gap:7px}
  .refund-next__contact{padding:36px 22px}
  .refund-next__contact-top,.refund-next__contact-grid,.refund-next__footerline{grid-template-columns:1fr;display:grid}
  .refund-next__contact-grid{gap:22px}
  .refund-next__contact-actions{align-items:stretch;flex-direction:column}
  .refund-next__button{width:100%}
  .refund-next__footerline{gap:8px}
}